The credit repair companies seem to be preying upon the fact that the average person is not aware of how credit scoring or credit reports work. The credit repair agencies then make crazy promises and guarantees to help after charging your credit card of course. And how many people who are looking to fix their credit have an $1,000-$2,000 to throw out to hopefully fix their credit?The average credit repair book or program for fix-it-yourself credit costs an average of $50-100. Thats a lot less than the thousands of dollars that the credit repair companies are trying to charge you with. It simply takes an education to repair your credit remove negative items and raise your credit score in a matter of only months.
It is too bad that credit scoring and credit reporting is not taught in schools or offered in colleges.Credit Repair Done by Yourself is Better Says the Federal Trade Commission (FTC)
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